疫情不可控,核战即将爆发,人世界已经被严重污染,我们被迫居家隔离,设想在几年后,人类可不只是戴上口罩这么简单了,说不定每个人都要穿上防护服,吃科学家制造出的“药丸食品”了。
海洋遭到人类污染,原本碧蓝的海水变成了黑色,上面漂浮着许多垃圾和鱼的尸体。因为温室效应,海平面飞速上升,脏水霸占了我们人类所居住的陆地,人类只有三个选择:1、所有人类灭绝。2、人类进化。3、人类逃离地球,寻找另一个星球定居。
很少人类会选择第一条,谁会想自杀呢?第二条是有可能发生的。在困难下,人类进化成了一种有锋利牙齿的、有坚硬的胃、鼻子自带过滤的高级生物,能生活在没有氧气,没有纯净水的地方,不过,这样的人还能是文明人吗?
第三种选择,逃离地球。这是有一定难度的,因为目前科学家们还没有找到一颗适合人类生存的星球,要是地球不行了,人类只好在无边无际的宇宙里飘荡,直到死去,除非找到一颗适合生存的星球,不然人类只好面临灭绝。
如果人类不想让自己死路一条的话,就要好好爱护水源,保护森林,不要再污染大自然了,这样下去,植物死亡,动物死亡,人类也不会有什么好的结局。
人类在危害自己,停止吧,不要再发生污染与战争了……
(编辑:丹丹)
EVEN by the standards of the worst financial crisis for at least a generation the events of Sunday Spetember14th and the day before were extraordinary. The weekend began with hopes that a deal could be struck with or without government backing to save Lehman Brothers America’s fourth-largest investment bank. It ended with Lehman’s set for Chapter 11 bankruptcy protection and the bank preparing to wind itself up after those efforts failed. Other vulnerable financial giants scrambled to sell themselves or raise enough capital to stave off a similar fate. Merrill Lynch the third-biggest investment bank sold itself to Bank of America (BofA) an erstwhile Lehman suitor in a $50 billion all-stock deal. American International Group (AIG) brought forward a potentially life-saving overhaul and went cap-in-hand to the Federal Reserve.
即使以至少一代人所经历的最坏的金融危机的标准来看,上周六及周日(9月14日)的事件仍是非同寻常的。那个周末开始于拯救美国第四大投行雷曼兄弟的交易有望达成,无论有或者没有政府的支持。然而却以雷曼兄弟的所有努力均告失败后,根据美国破产法案第11章申请破产保护而告终。其它脆弱的金融巨头同样努力地将自己卖出或是筹集足够的资金以避免与雷曼相同的命运。第三大投行美林以500亿美元全额换股交易将自己卖给了以前雷曼的收购者–美国银行。美国国际集团(AIG)正在提出一个潜在的挽救重整方案,并且毕恭毕敬地照美联储脸色行事。
On Sunday night the situation was still fluid with bankers and regulators working to limit the fallout. They were girding themselves for a dreadful Monday in the markets. Australia’s stockmarket opened sharply lower on Monday (most other Asian bourses were closed). American stock futures were deep in the red too and the dollar weaker. Spreads on risky credit already elevated widened further.
在周日晚上,形势仍然非常不明朗。银行家们和监管者都在努力减小这次事件的辐射影响。他们准备应付非常糟糕的”黑色星期一”。澳大利亚股市周一大幅低开(其它大多数亚洲股票交易所都停牌了)。美国股指期货下跌非常厉害,同时美元汇率也走低。已经很高的信贷风险的息差变得更高。
有用的单词和句子:
American finance
美国金融
Nightmare on Wall Street
华尔街噩梦
A weekend of high drama reshapes American finance
一个极富戏剧性的周末重塑了美国的金融体系
The takeover of Merrill leaves just two large independent investment banks in America Morgan Stanley and Goldman Sachs.
美林被收购后美国只剩下两家大型独立的投资银行–摩根斯坦利和高盛。
The threat of impending financial disaster concentrates political minds wonderfully. On Thursday a group of Congressional leaders heard Hank Paulson the Treasury secretary and Ben Bernanke the Federal Reserve chairman paint a dire economic scenario if they did not approve a more sweeping remedy for the financial crisis. Student and car loans not just mortgages would all be harder to get. The economy would sink into a severe recession.
迫在眉睫的金融灾难引起了相当多的政治关注。上周四,一群国会领袖听了财长保尔森和美联储主席伯南克所描述的,当国会不通过这项全面拯救金融危机的方案,经济上将会出现的可怕场面。那时,不仅仅是抵押贷款,甚至连助学贷款和买车贷款可能都很难获得。经济将陷入严重的衰退。
For this reason ad hoc responses will still be critical such last week’s federal guarantees for money-market funds Fed loans to banks to purchase asset-backed commercial paper and on Sunday approval of the remaining two big independent investment banks Morgan Stanley and Goldman Sachs to become Fed-regulated bank holding companies whose investment bank units can now borrow from the Fed on the same terms as other banks.
基于这样的原因,特别的拯救措施仍然非常关键,上周对货币市场的联邦担保,通过美联储购买资产抵押的商业票据对银行的贷款,以及在周日允许剩下的两家大型投行——摩根斯坦利和高盛变为美联储监管银行控股公司,使其投行部分现在也可以向其它银行一样向美联储借钱。
It could be some time before the Treasury is able to purchase mortgages en masse and longer still before that starts to affect the broader financial system and economy. In the meantime the crisis could claim other victims.
财政部完成购买所有的抵押贷款可能还需一段时间,而此举对整个金融系统和经济发挥作用则更需时日。其间,金融危机的危害可能会波及更多的机构。
有用的单词和句子:
The financial crisis金融危机
A break in the clouds黑云裂日,曙光显现
But questions abound over a $700 billion rescue plan for Wall Street
有关7000亿美元华尔街拯救计划的问题仍然不少。
Mr Paulson’s plan is stunning in its brevity (two-and-a-half pages) and audacity.
保尔森计划的简洁(只有两页半纸)和大胆令人惊讶不已。
What Caused The Financial Crisis?
I think we can sum up(总结,概括) the cause of our current economic crisis in one word — GREED(贪婪)。
Over the years, mortgage lenders were happy to lend money to people who couldn‘t afford their mortgages。 But they did it anyway because there was nothing to lose。 These lenders were able to charge higher interest rates and make more money on sub-prime loans。 If the borrowers default,they simply seized the house and put it back on the market。
On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities。 Easy money!and what went wrong with our financial system?
The whole thing was one big scheme。 Everything was great when houses were selling like hot cakes and their values go up every month。 Lenders made it easier to borrow money,and the higher demand drove up house values。 Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures。
All of this translates into more money for the lenders, insurers, and investors。 Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted。 When too many of them couldn‘t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell。 Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer。
Moreover,insurers like AIG who insured these bad mortgages also got in trouble。 The scheme (体系,结构)worked well, but it reverses course and is now coming back to hurt everyone with a vengeance。
水资源不足
由于地球的陆地面积和海水面积广阔,所以淡水资源不足。我国已被列入十大缺水国之一。人们如果不再珍惜水的话,那人们面对的只有走上灭亡的道路!另外,由于人们过度得开垦陆地,照成地下水急剧减少,陆地下降。让我们一同来结约水资源吧!明天将会更美好!
过度地开发,只会事得及反
“咚!咚咚!”“泥石流来了!”人们喊到。不一会儿,泥石流把房屋冲倒了!这是地球在哭泣。由于人们过度的开发,树木被砍伐,使得环境被破坏,大山蹦裂,形成泥石流。从而,泥石流把人们的家园冲毁了.
人们的一举一动都有可能关系到人们的未来,比如:人们乱丢乱扔垃圾,使臭氧层被破坏,在南极上空出现漏洞,紫外线直射南极冰盖,南极冰盖面积达:1398万平方千米,最厚的地方为4200米.南极冰盖的总面积多达二千四百五十万立方,如果全部融化,地球洋面将升高约60米,地球上的陆地面积将因此而缩小2000万平方千米.这将会给人口相对稠密的低海拔地区造成巨大的灾难.
让我们一起为这人类的家园做出一份贡献吧!!!
黑客危机
德惠市鸿雁外语学校四年级 邵枭宇
说起黑客,只要懂电脑的人一定知道是怎么回事。我们家的电脑最近就被黑客突然袭击了。
一个星期天,我的作业很快就被我卡拉OK了,我就去央求妈妈玩电脑,可是,有我爸在,那就是他的地盘,连妈妈也没办法。不过电脑在爸爸玩得兴致正浓时突然蓝屏了,上面写着:“黑客来了,黑客来了。”我们原来还不知道黑客是什么东西,爸爸妈妈让我查查资料,我一看书,吓坏了,妈妈看了我的样子就问:“怎么说的?”我念了出来:“电脑黑客是指那些凭借娴熟的电脑技术和破译密码的本领,非法侵入他人计算机系统窃取信息,甚至破坏各种计算机系统的人,他们去查找因特网的漏洞,一旦发现,就会控制系统,被控制后不堪设想。”
妈妈爸爸听后都呆了,不过,妈妈呆了一会儿之后马上出门,到电脑行去咨询。爸爸也清醒了,他很生气,一边跺脚一边说:“该死,该死,该死,该死,该死……”然后他就在我身边走来走去,我都差点被爸爸给转晕了过去。这时,系统又发出了报告:还有10、9、8……感觉好像世界末日来临了似的,好恐怖啊!
忽然,门外一阵跑步声,啊,是妈妈回来了,而且带来了一位专业电脑人士。爸爸着急地说:“你必须给我弄好了,否则,我跟你没完!”说完,就又开始满屋“散步”了,弄得那位电脑人士丈二和尚摸不着头脑,还以为他自己做错了什么呢。我和妈妈非常紧张,那位专业人士忙了大半天,累坏了,本想休息一下,但是又想起爸爸那句话,只好埋头苦干。到了下午1:00总算修好了。这次爸爸才说:“刚才我太凶了,对不起。”那个人说:“没关系,喏,这是我的名片,有事找我。”说完,直接把名片递到了爸爸的手里,我们一家这才觉得心里塌实了。
这次可真险呀!多亏妈妈及时请来那位专业人士,否则我们的电脑就废废了。如果你们家电脑遭遇了黑客,别忘了找我,我可知道谁会修理哦!
指导教师:于晶