Whenanyoneopensacurrentaccountatabank,heislendingthebankmoney,repaymentofwhichhemaydemandatanytime,eitherincashorbydrawingachequeinfavourofanotherperson.Primarily,thebanker-customerrelationshipisthatofdebtorandcreditor--whoiswhichdependingonwhetherthecustomer'saccountisincreditorisoverdrawn.But,inadditiontothatbasicallysimpleconcept,thebankanditscustomerowealargenumberofobligationstooneanother.Manyoftheseobligationscangiveintoproblemsandcomplicationsbutabankcustomer,unlike,say,abuyerofgoods,cannotcomplainthatthelawisloadedagainsthim.
Thebankmustobeyitscustomer'sinstructions,andnotthoseofanyoneelse.When,forexample,acustomerfirstopensanaccount,heinstructsthebanktodebithisaccountonlyinrespectofchequesdrawbyhimself.Hegivesthebankspecimensofhissignature,andthereisaveryfirmrulethatthebankhasnorightorauthoritytopayoutacustomer'smoneyonachequesonwhichitscustomer'ssignaturehasbeenforged.Itmakesnodifferencethattheforgerymayhavebeenaveryskilfulone:thebankmustrecognizeitscustomer'ssignature.Forthisreasonthereisnorisktothecustomerinthepractice,adoptedbybanks,ofprintingthecustomer'snameonhischeques.Ifthisfacilitatesforgery,itisthebankwhichwilllose,notthecustomer.
任何人在银行开一个活期账户，就等于把钱借给了银行。这笔钱他可以随时提取，提取的方式可以是取现金，也可以是开一张以他人为收款人的支票。银行与储户的关系主要是债务人和债权人的关系。究竟谁是债务人谁是债权人，要看储户是有结余还是透支。除了这一基本的简单的概念外，银行和储户彼此还需承担大量义务。其中许多义务往往引起问题和纠纷。但是储户不能像货物的买主那样来抱怨法律对自己不利。
银行必须遵照储户的嘱托办事，不能听从其他人的指令。比如，储户首次在银行开户时，嘱咐银行他的存款只能凭本世人签字的支票来提取。他把自己签名的样本交给银行，对此有一条非常严格的规定：银行没有任何权利或理由把储户的钱让伪造储户的支票取走。即使伪造得很巧妙，也不能付款，因为银行有责任辨认出其储户的签名。因此，某些银行已采用把储户印在支票上的作法。这种做法对储户毫无风险。如果因这种作法出现了伪造的话，受损失的将不是储户，而是银行。
hi!iamachinesegirl。mychinesenameisluyingying，myenglishnameiskaren。
iamverypleasedinthiscontributor。iam14yearsold，mybirthdayisinseptemberfavoritesportisbasketball。myfavoritefoodisvegetablesandilikelightpurpleandlightbluethreepeopleinmyfamily，mymotherand
i。myfatherisadoctor,hegoestoworkbycareveryday;helikestoeaticecream,hisfavoritesportisbasketball。mymotherisateacher,shegoestoworkbycareveryday，tooandshelikestoeatpizza,herfavoritesportisvolleyball.wehaveaveryhappylife,ilovemyhome!
【实用的学英语作文合集六篇】
第一读。我们中国人学英语存在着很大的问题，那就是哑巴英语。我们懂得很多英语知识，但是却不会说，不能运用到实际中去，也不能和外国人交流，所以曾还有时间多读单词和课文，英语口语是非常重要的，看。我们不仅要看书上的知识，还有很多人可能会选择看美剧来提高自己的英语，但是我们却不知觉地去看中文字幕，but，如果看纯英文字幕我们就什么都看不懂。所以建议大家在长时间里只看一部英文电影而且不要像我一样到了大学才后悔当初没有好啊后读英语，现在都没有时间去读。
第二是纯英文字幕的，反复看，不懂就查，这样两个月英语水平就会得到很大的提升。其实这也是我的老师交给我的方法，我实验过，很管用。
第三听。如果听不懂英语我们就很难和外国人交流，所以听力也是个不可忽视的重点，我的高考就被听力狠狠地拉了后腿，现在都在猛补，听力是不是一两天就能提高的，除了练习听力题外要明白不是为考试而去练习听力的，所以做好是听下英文的广播，这样提升速度更快。
第四写。俗话说得话，好记性不如烂笔头，我们看见新的单词就要多写，因为就算一时能记住，但也不能保证以后会不会往，毕竟英语单词太多。还有新的语法最好就写进自己的作文里，这样印象更深刻，就会更好的用到实际中去。
综上所述，学英语不能太单向与某一方面，要适当地结合的把读、看、听、写想结合。当然这四点做到了一定要把相关的知识运用到实际中去，知识是死的，但人是活的`，只要我们勤奋才能把知识变活。
Inthismodernmaterialisticworld,themajorityofpeopleareinhotpursuitofmaterialgains,andmoneyisconsideredthemostvaluablethingofall,which,personallyspeaking,isquitesuperficial.AsfarasIamconcerned,readingismuchmorevaluablethananythingelse,foritcanbenefitusinmanyways.Theoldsaying,“toopenabookisalwaysbeneficial”vividlyshowshowvaluablereading,itgoesbeyonddoubtthatreadingisaveryimportantwaytogainknowledge.Readingisliketravelling,theprocessofwhichenablesyoutoexperiencethecolorfulworldandenlargeyoureyesscope.Byreadinghistorybooks,youcanunderstandhowaregimeprospersorcollapses,helpingyoudrawusefullessonsanddevelopmorewisdom.Byreadingbooksofscience,youcankeepyourselfinformedinthefieldofscientificendeavors,thusappreciatinghowsciencecreateswonders.Inaword,readingcanenrichyourknowledgeandgetwhateverinformationyouaddition,youcangetmentalencouragementfromreadingandimproveyourselfinallaspects.Forinstance,thestoriesofwell-knownpeopleinbookshelpturnanaimlesspersonintoanambitiousone,settingupashortorlong-termgoalforhimself.Ifthedailytroublesmakeyoufeeldesperate,thenyouwillbementallystrokedandencouragedbyreadinghowfamouspeoplesuchasBeethovenmademiraclesinthefaceofinsurmountabledifficulties.Booksareagreatsourceofmentalencouragement,givingyoumotivestomoveforward.Finally,readinggoodbooksisoneofthegreatestpleasuresinlife.Itincreasesourjoywhenweareinhighspirits,andlessensoursorrowwhenwearediscouraged.Readingwillalwaysbringusenjoymentandsatisfaction.Goodbooksalsoserveasgentlecompanionsorfaithfulfriendsthatwillneverbetrayus.Whilereading,wedon’tfeellonely.Booksarereadytogiveuswhateverweneedsuchasknowledge,friendshipandencouragement.Tosumup,readingisundoubttedlybeneficialtoyou.Toopenabookislikeopeningadoor,throughwhichyouwillenteramuseum,whereallman-madewondersanduniquewisdomsareavailableforyoutoappreciate;toopenabookislikeopeningawindow,throughwhichyoucanenjoyfreshair、blueskyandwonderfulnaturallandscapes,makingyoufeelrefreshed.
nowadaysmoreandmorecollegegraduatesdecidetopursuepostgraduatestudyontheeveoftheirgraduation.fromthetable,wecanseethatin20xx,therewereonly3,900,000millionapplicantsparticipatingintheexam.therecentstatisticsshowthattheapplicantshaveincreasedgreatlywithatotalnumberof7,970,000lastyearand9,450,00thisyear.
thegreatchangewhichhastakenplaceischieflyduetothefollowingreasons.first,collegegraduateshavetofaceatightjobmarket,whichisincreasinglycompetitivebecauseahugenumberofthemwillgojob-hunting.confrontedwiththetoughjob-seeking,moreandnoregraduatesturntofurthereducationforabetterfuture.inaddition,therealsoanumberofstudentswhoreallywanttocontinuetheirstudiesatgraduateschoolstodeepentheirknowledgeinaparticularfield.
what’sthenextstopofthosecollegegraduates?inmyopinion,receivingfurthereducationisagoodsolutionforthecollegegraduates.butit’sstilluptothosegraduateswhohaveagoodknowledgeofthemselvestomakethefinalchoice.
Therearethreepeopleinmyfamily,dad.Mom.homeishappyandhappy.Motherhardworking.Gentleness.Likesports.Workinginthedayaftersuppermymothertookmeoutforawalk.Mother'sflowerleavesarebeautiful.Lifeisnotonlybeautifyingmyhome，Andmakethehomeairfreshagain.Mymothercleanedmyhousecleanandtidyfatherisoutgoing.Generous.Likemakingfriends.Toplaymotherdoesn'tbuyanythingthatIwanttobuy.Dadhasalotoffriendsandagoodfootballhomeisnotverybig,butverycleanandverylovethatmyhomegivesmeisnoonecanreplace,“oh,myhomeisveryhappy!Iwillalwayslovemyhappyhome!
【有关学英语作文汇总八篇】
摘要：本文探究了以段首为主题句的大学英语作文的基本写作方法，主要从主题句、扩展句、结尾句三方面论述了段落的基本特征与写作技巧并进行了段落与文章的比较。
关键词：大学英语作文主题句写作方法
在大学英语的各类作文考试中，一般以说明文、议论文为主。在这样的文章中，以主题句为段首的文章又最为常见。这是因为以主题句为段首的文章能开门见山、突出主题，既能使阅卷人一目了然，又能给阅卷人深刻印象。在作文考试与作文训练中，建议采用演绎法进行写作，比较简易、方便、结构鲜明。本文主要从主题句、扩展句、结尾句三方面探究段首为主题句的段落的写作方法，在熟悉段落写作的基础上，水到渠成，写出一篇较好结构的以说明文、议论文为体裁的大学英语考试作文。
一、主题句（TopicSentence）
“Smokingisharmfultopeople’shealth.（主题句）Medicalsciencehasnowprovedthatsmokingcancauselungcancerandotherdiseasessuchasemphysema，Also，smokershavemorechancesofhavingaheartattackthanthenon-smokers.（扩展句）Smokingisdefinitelyahealthhazard.”（结尾句）
确立主题句是写好一个段落的关键。一定要注意一个段落只能有一个主题。例如以上段落中主题是Smoking，那么只能围绕Smoking来展开论述，不能在这段中围绕Drinking，Swimming等其它主题来论述。主题句的范围必须最大限度地缩小，要具体化。尽可能选择准确、能充分概括自己的观点与看法的关键词来表达。“段落主题句所限定的内容要有助于段落的铺开和抒发。换句话说，段落限定范围要符合段落写作目的”（李军，2000:2）。
一个主题句中可以有数个致力点来充分表达主题思想。但目前大学生的作文水平还相应较低，在大学英语作文考试中提倡一个主题一个致力点写作，在有限的考试时间内更容易得到充分发挥。
二、扩展句（Developer）
在段落写作中，扩展句是用来解释、说明、引申或论证主题句的中心思想的。在以主题句为段首的大学英语的文章中，扩展句紧跟在主题句之后。例如：
“Plantsareveryimportantlivingthings.（主题句）Lifecouldnotgooniftherewerenoisbecauseplantscanmakefoodfromair，waterandgettheirfoodbyeatingplantsandothergetshisfoodbyeatingplantsandotheranimals，too.（扩展句）Therefore，animalsandmanneedplantsinordertolive.（结尾句）”
扩展句部分必须层次分明、层层深入，可用比较法、对照法、举例法、列举法、分类法、因果法等方法进行扩展。
三、结尾句（Conclusion）
结尾句总结段落的要点和对主题句作最后一次评论，并使读者对本段要点进行深思、产生联想。例如：
“Englishisfavoredonthefollowingistheofficiallanguageofanumberofothercountries，itistheirsecondstillothers，Englishisspokenastheirmajorforeign’swhyEnglishissopopularinourpresentworld.”
Mysummerplanistoreadmorebooks,dosports,andthemostexcitingplanisgoingtoAustralia.
Iamalwaysalittle“bookworm”。IreadasmanybooksasIcan.MyfavoritebooksPercyJacksonandOlympians,DiaryofaWimpyKid,andDorkDiaries.Ireadinthecar,onthebenchoutsideandeveninthedarkwithaflashlight!Readinginthesewrongplaceshas“granted”mypooreyesapairofbigglasses.IthinkIwillbeevencrazieraboutreadingbooksinthesummer.Iimaginemyselfinthehousewiththecoldairconditionerblowingcoolairatme.Thehotsunoutsideonlygivesmethesunlightandnotitsheatanymore.Myeyesandwholebodyareliterallyswimminginthewonderfulwordsandbeautifulpictures.Thisisnotadream.IamsurethatIwillreadalotofbooksinthesummer.
Don’tthinkIamaninsideperson,readingbooksallday.Ilovedoingsports.Myfavoritesportsarebadmintonandswimming.Inthesummer,Icandomanykindsofsports,especiallyswimming.Swimmingdoesn’tgiveyouallstinkyandnastysweat.IstartedswimmingwhenIwasfive.Icandobreaststroke,free-style,andmore.Swimmingwillbemydailyactivityinthesummer.
ThemostexcitingplaninthesummerisgoingtoAustralia.IhavereadfrommanybooksthatAustraliaisaverybeautifulcountry.Ihaveheardthatwhenitissummerhereitiswinterthere,soIhavetobringextrawinterclotheswithmetothetrip.TherearekangaroosinAustralia.Theyhaveabigpocketinfrontoftheirstomachtocarrybabies.Theycanjumpveryhighwiththeirshortbutstronglegs.Icanalmostseemyselfpettingakangaroo’ssoftfunandevensittinginsideofafemalekangaroo’spocket!AustraliaisabigcountryinOceania.PeopletherespeakEnglish.MothersaysthatAustralianhaveaverypeculiaraccentthatIhavetogetusedto.Idon’tcarewhataccenttheyhave.Ijustwanttotravelinthisnewandspecialcountryinthesummer.
Thisismysummerplan.Doyoulikeit?
summerplan